Privacy Policy

Placeholder text. These clauses are structural drafts, not finished legal copy. Have counsel confirm PDPA 2012 compliance and complete every bracketed item before publishing.

Introduction

This Privacy Policy explains how Terexa Pte. Ltd. (“we”, “us”) collects, uses, and protects personal data in accordance with Singapore's Personal Data Protection Act 2012 (PDPA).

Information we collect

[List categories — e.g., name, email, mobile number, OTP verification data, listing content, device/usage data, approximate location if used for matching.]

How we use your information

We use your data to operate the marketplace, verify identity, calculate Trust Scores, provide customer support, and comply with legal obligations. [Add marketing use and how to opt out, if applicable.]

Consent and legal basis

We collect and use personal data based on your consent at signup, and as otherwise permitted or required under the PDPA. You may withdraw consent at any time, subject to legal or contractual restrictions.

Data sharing and disclosure

We do not sell your personal data. We may share limited data with [service providers — e.g., OTP/SMS providers, hosting providers, payment processors] and where required by law.

Data retention

We retain personal data only as long as necessary for the purposes described in this policy, or as required by law, after which it is deleted or anonymised.

Your rights

Under the PDPA, you may request access to, correction of, or withdrawal of consent for your personal data. Contact our Data Protection Officer at dpo@nexpick.app to exercise these rights.

Cookies and tracking

[Describe cookies/analytics tools used, e.g., session identifiers for login, analytics for app performance, and how users can control them.]

Data security

We apply reasonable technical and organisational measures to protect personal data, including [encryption in transit, access controls]. No system is completely secure, and we encourage strong account passwords.

Children's privacy

NexPick is not directed at children under [age]. We do not knowingly collect personal data from children. [Add process for handling data if discovered.]

Third-party links

NexPick may link to third-party sites or services. We are not responsible for their privacy practices — please review their policies separately.

Changes to this policy

We may update this Privacy Policy from time to time. Material changes will be notified [via email / in-app notice] before taking effect.

Contact / Data Protection Officer

For privacy questions or to exercise your PDPA rights, contact our Data Protection Officer at dpo@nexpick.app.